:root{--navy:#14294b;--gold:#b08d3c;--gold-text:#76591c;--cream:#f6f3ea;--ink:#1c2333;--mut:#4a5468;--line:#d9dee7}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff;font-size:17px}
.wrap{max-width:980px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
header{border-bottom:1px solid var(--line)}header .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:12px 20px;flex-wrap:wrap}
.logo{font-weight:800;color:var(--navy);letter-spacing:.5px;text-decoration:none;font-size:19px}.logo span{color:var(--gold-text)}
nav.top a{color:var(--navy);text-decoration:none;font-weight:600;margin-left:16px;display:inline-block;padding:8px 0}
@media(max-width:560px){nav.top a{margin:0 14px 0 0}}
.hero{background:var(--cream);padding:44px 0}.hero h1{font-size:34px;line-height:1.2;color:var(--navy);margin:8px 0 12px}
.eyebrow{color:var(--gold-text);font-weight:700;text-transform:uppercase;letter-spacing:1.5px;font-size:13px}
.price{font-size:30px;font-weight:800;color:var(--navy);margin:6px 0 2px}.price small{display:block;color:var(--mut);font-size:16px;font-weight:400}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 8px}
.btn{display:inline-block;background:var(--navy);color:#fff;padding:14px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:0;font-size:16px;cursor:pointer;text-align:center}
.btn.alt{background:#fff;color:var(--navy);border:2px solid var(--navy)}.btn.off{background:#6b7280;cursor:default}
@media(max-width:480px){.ctas .btn{width:100%}}
:focus-visible{outline:3px solid var(--gold-text);outline-offset:2px}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:760px){.grid,.grid3{grid-template-columns:1fr}.hero h1{font-size:27px}}
section{padding:38px 0;border-bottom:1px solid var(--line)}h2{color:var(--navy);font-size:25px;margin-top:0}h3{color:var(--navy);margin-bottom:6px}
.card{border:1px solid var(--line);border-radius:10px;padding:18px;background:#fff;min-width:0}
.note{border-left:4px solid var(--gold);background:var(--cream);padding:12px 16px;border-radius:4px}
table{width:100%;border-collapse:collapse;font-size:15px}th,td{border-bottom:1px solid var(--line);padding:9px 8px;text-align:left;vertical-align:top}th{color:var(--navy)}
.cite{font-family:ui-monospace,Menlo,monospace;font-size:13px;color:var(--mut)}
ul.check{list-style:none;padding:0}ul.check li{padding-left:26px;position:relative;margin:8px 0}ul.check li:before{content:"\2713";position:absolute;left:0;color:var(--gold);font-weight:800}
label{display:block;font-weight:600;margin:10px 0 4px}input,select{width:100%;padding:12px;border:1px solid #7a8494;border-radius:6px;font-size:16px;min-height:44px}
.small{font-size:14px;color:var(--mut)}footer{padding:28px 0;font-size:14px;color:var(--mut)}
a{color:var(--navy)}footer nav a{display:inline-block;padding:8px 0;margin-right:16px}
details{border-bottom:1px solid var(--line)}summary{font-weight:700;cursor:pointer;color:var(--navy);padding:12px 0}details>div{padding-bottom:12px}
.legal h2{font-size:21px;margin-top:26px}